Ontario St

Toronto | Ontario

Urban

Sophistication

View Photos Watch Film 360° VTour Open House

Mario Tolja

Presented At

$1,512,619

Bedrooms

Bathrooms

Living

2,940

SQFT

Fireplace

Office

Air Conditioning

Bar

Basement

Garage

Parking

Garden

Privacy

Renovated

Modern

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435

Ontario St

Toronto | Ontario

435 Ontario St, Toronto, ON M5A 2V9, Toronto, Ontario, Canada. , Toronto , Ontario

Cabbagetown Victorian

Stylish, sophisticated, fully renovated rare 20.5 wide, 3-storey, Bay-and-Gable Cabbagetown Victorian will literally take your breath away! Wide open contemporary main floor with chef’s kitchen, powder room and family room is built for entertaining. Large separate front entry, open concept living, dining, high ceilings, luxurious gas fireplace, lustrous hardwood floors and bay window overlooking lush front garden. Sleek open concept eat-in kitchen has high-end appliances, 6-burner gas range and massive centre island equally suited for gathering large groups for celebratory soirées or breakfast with the kids. Main floor family room has wall-to-wall windows, custom millwork built-in closet, integrated wall-mounted TV plus sound bar, open shelving and walk out to brand new backyard deck and patio. The sprawling second floor primary suite impresses with wall-to-wall picture window overlooking leafy lush backyard, custom built-in closets, credenza and true-spa 5-pc ensuite with separate shower, large soaker tub, heated floors and contemporary floating vanity. 2nd bedroom has 4-piece ensuite and vaulted 2-storey ceiling with soaring windows that let the sunshine in and super sweet window seat for stolen moments of quiet retreat, reading or just watching the world go by. Entire third floor retreat makes an ideal home office, third bedroom, or guest suite with walk-out to large rooftop sundeck way up in the treetops. Finished basement makes great kids play space w/loads of built-in storage, closets and utility room. Fully fenced, private backyard has brand new deck, patio and charming ivy-clad rare double car garage with 2-car parking, work bench and loads of storage. Located just steps to Parliament St shops, restaurants, cafés and TTC, this totally turn-key property offers a rare opportunity to enjoy historic Toronto charm paired with luxurious modern design you'll be thrilled to call home. See attached Feature Sheet for list of improvements.

Gallery

3D Street View Tour

Property Location

435 Ontario St, Toronto, ON M5A 2V9, Toronto, Ontario, Canada., Toronto Ontario

Local Weather & Climate

Toronto, Ontario

Current Conditions Updated recently

34 °F

Overcast clouds

Feels Like 31°F

Humidity 81%

Wind 3 mph

Visibility 6.2 mi

Sunrise 11:50 AM

Sunset 11:08 PM

5-Day Forecast

Wed 4 Mar

Clear

High 36°

Low 26°

Thu 5 Mar

Clouds

High 37°

Low 31°

Fri 6 Mar

Clouds

High 35°

Low 33°

Sat 7 Mar

Clouds

High 58°

Low 34°

Sun 8 Mar

Clear

High 48°

Low 33°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Toronto?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

C$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Canada. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Canada tax year 2025 (fiscal year: January-December), rules effective from 1972. Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$2,095,000

435 Ontario St, Toronto, ON M5A 2V9, Toronto, Ontario, Canada.

Toronto, Ontario

3 Beds

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Market Opinion

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Our perspective on current market conditions in Toronto. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $151,261,900 20% down ($30,252,380)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$12,998/day

Your home may appreciate while you sleep

$91,235/week $395,353/mo $4,744,233/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$83.2M

+$118.1M

$118.1M Potential Equity

vs $83.2M lost to rent over 10 years

$30.3M Down Payment Growth

3.9x

10yr

$118.1M

8.1x

20yr

$244.4M

12.6x

30yr

$382.0M

Wealth Comparison

×910

Equivalent to 910 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $382.0M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $178.1M +18%

Market $206.0M +36%

Optimistic $237.7M +57%

$118.1M est. equity

20 Years

Conservative $209.8M +39%

Market $280.5M +85%

Optimistic $373.6M +147%

$244.4M est. equity

30 Years

Conservative $247.1M +63%

Market $382.0M +153%

Optimistic $587.0M +288%

$382.0M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 435 Ontario St, Toronto, ON M5A 2V9, Toronto, Ontario, Canada have?

This apartment at 435 Ontario St, Toronto, ON M5A 2V9, Toronto, Ontario, Canada features 3 bedrooms with 2,940 square feet of living space.

What is the size of 435 Ontario St, Toronto, ON M5A 2V9, Toronto, Ontario, Canada?

This property offers 2,940 square feet of living space.

What is the listing price for 435 Ontario St, Toronto, ON M5A 2V9, Toronto, Ontario, Canada?

This property is listed at $151,261,900, which equals $51450 per square foot.

Is now a good time to buy a home in Toronto?

Based on current market indicators, Toronto shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 435 Ontario St, Toronto, ON M5A 2V9, Toronto, Ontario, Canada?

This is a apartment located in Toronto, Ontario. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: